Smart APY
Make your money, Make money.
Discover modern financial solutions with Smart APY—secure, innovative, and growth-focused. Experience smarter investment today.
indexx IUSD+
indexx USD+ stablecoin can be instantly minted and redeemed to USDT 1:1. Simply replace USDT with USD+ stablecoin and start getting passive yield where it didn’t exist before.
1 IUSD+ ≈ 1 USD
Why use
indexx IUSD+
for Smart APY
Indexx IUSD+ is a stablecoin pegged 1:1 to the US Dollar, exclusively used on the Indexx platform. It powers your Smart APY investments by allowing seamless staking and yield generation. With IUSD+, your funds stay secure, maintain their value, and grow effortlessly through guaranteed returns. Once your lock-in period ends, you can withdraw IUSD+ back to USD or reinvest in other opportunities—all with the same value as your initial investment.
Smart APY Investment Plans
Maximize your returns with flexible investment options tailored to your goals.
| Deposit Duration | APY | Action |
|---|---|---|
| 6 months | 20% | |
| 12 months | 30% | |
| 18 months | 40% |
DISCLAIMER
Smart APY is a financial product offered by Indexx.ai, designed to provide high-yield returns on your investment through the staking of IUSD+, a stablecoin pegged to the US Dollar. While the yields offered are fixed and guaranteed for the duration of the lock-in period, all participants must understand the following:
No Guarantee of Fiat Value Stability
While IUSD+ is a stablecoin designed to maintain a 1:1 value with the US Dollar, market conditions and external factors could affect its value.
Regulatory Risk:
Cryptocurrency and digital assets are subject to evolving regulatory environments, which may impact the availability, security, or performance of Smart APY. Platform Risk: Indexx.ai ensures best practices in security and management; however, technical issues, maintenance, and external attacks may temporarily impact access to funds.
Non-Reversible Transactions
Once funds are converted to IUSD+ and staked through Smart APY, they are locked for the chosen period (6, 12, or 18 months) and cannot be withdrawn early.
Yield Payment:
Yield is paid in IUSD+ and credited to your Indexx.ai wallet. At the end of the lock-in period, users may choose to convert their IUSD+ back to USD or use it for further investments.
Terms & Conditions:
By participating in the Smart APY program, you agree to the following:
Eligibility
Participants must be 18 years or older and comply with their local laws regarding digital asset investments.
Account Verification:
Users must complete necessary KYC (Know Your Customer) and AML (Anti-Money Laundering) processes before participating.
Investment and Lock-in Period:
By choosing a lock-in period of 6, 12, or 18 months, you agree to keep your funds staked for the duration without early withdrawal.
Yield Rates:
Yield rates are fixed at:
6 months: 20% APY
12 months: 30% APY
18 months: 40% APY
Yield Distribution:
Yields are calculated on the staked amount and paid in IUSD+ at the end of the lock-in period.
No Financial Advice
Smart APY is not financial or investment advice. Please consult a financial advisor before investing.
Tax Responsibility:
Users are responsible for reporting and paying any taxes associated with their earnings from Smart APY.
Termination or Modification:
Indexx.ai reserves the right to modify or terminate the Smart APY program with prior notice.
By proceeding with Smart APY, you acknowledge and agree to these terms and conditions.